Find Out How Much Home You Can Afford!
Know exactly what you can afford before you start searching for a home.
Ready to Buy Your First Home or Next Home?
Mortgage Home Purchase Loans without the Hassle! Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get a favorable rate doesn’t have to be stressful! We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with a pre-qualification letter request. We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you, whether you’re a first-time homebuyer or a repeat buyer. The Home Purchase Loan Process Here’s how our home purchase loan process works: ✅ Complete our simple mortgage pre-qualification letter request ✅ Receive options based on your unique criteria and scenario ✅ Compare mortgage interest rates and terms ✅ Choose the offer that best fits your needs
Do I Qualify?
To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “43/49.” This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case by case basis.
✅ Fixed-Rate Mortgage
✅ Adjustable-Rates Mortgage (ARM)
✅ Conforming Loans
✅ Jumbo & Super Jumbo Loans
✅ FHA, VA & USDA Loans
✅ Flexible Terms Available
NEXA Mortgage LLC.
AZMB #0944059
An Equal Housing Lender All Rights Reserved. © 2024
Brandon Services all of
California
